Improve your FD returns with
Investing in Bonds to diversify your
fixed income portfolio
Pick from a large set of issuers and build a diversified stable portfolio
Periodic interest payments giving regular liquidity for your needs
Choose across various maturities as per your investment horizon
Have more questions?
What is a Company Fixed Deposit?
Company Fixed Deposit is the deposit placed by investors with companies for a fixed term, carrying a prescribed interest rate for the tenure opted.
What things to keep in mind while choosing Company Fixed Deposit?
Issuer Credit rating, Issuer background and re-payment history.
What is interest payment options?
Interest is paid on monthly/quarterly/half yearly/yearly or on maturity basis.
What is cumulative option & non-cumulative option?
In cumulative option interest is payable on maturity & in non-cumulative option interest is paid on periodical basis.
What are bonds?
A bond is a fixed income instrument that represents an obligation made by a borrower (bond issuer) to an investor (bond holder)
How to choose a bond to invest?
Minimum Investment Amount
Minimum investment amount typically starts at INR 10,00,000 depending on instrument
Repayment of principal of the loan at the end of tenure, along with Interest paid periodically or at the end of tenure
Coupon rate is the periodic interest paid by the bond issuer to the bond holder for fixed rate of interest at pre defined intervals
A measure of issuers’ ability to meet the obligation towards interest and principal repayment. Ranges from AAA (being the safest) to D (standing for default)
Government backed securities are rated ‘Sovereign’
How to invest in Bonds?
It is mandatory to have a Demat account to buy bonds. Either you can use your existing demat account, or if you don’t have a demat account, then we will assist you to open one.
How is Corporate FD or Bond taxed?
Interest income is usually taxed under other income as per tax slab. Further, bonds might have a component of capital gains applicable in certain cases.
Tailwind Financial Services Pvt Ltd is not qualified to provide tax advice and the above should not read as tax advice. There may be many exceptions to the generalisation stated above, so please be sure to consult with your tax advisor and accountant before making an investment.
Who can invest in a Corporate FD or Bond?
Usually all resident Indians are eligible to invest. There are certain instrument specific restrictions in case of NRIs.
Still have more queries?
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